Term insurance is a type of life insurance policy that provides coverage for a certain period of time or a specified "term" of years. If the insured dies during the time period specified in the policy and the policy is active, or in force, a death benefit will be paid.

Whole life insurance is a type of permanent life insurance, which means the insured person is covered for the duration of their life as long as premiums are paid on time.

long term care insurance policy provides financial assistance specifically for long term care for persons who have a persistent, ongoing health condition, a disability, or an illness that worsens over time, like Parkinson’s disease, Lewy Body dementia, and Alzheimer’s. Long term care insurance may cover personal care assistance, hospice care, durable medical equipment, and home modifications.

Disability insurance is a type of coverage that replaces a portion of your monthly income if injury or illness prevents you from working.